The operating account for global business全球企業的營運帳戶

Your money, moving at the speed of your business.讓資金流動，跟上你的業務速度。

Collect, convert, spend, and pay from one beautifully simple account—built for teams working across borders.透過一個簡潔好用的帳戶，完成收款、換匯、消費與付款——專為跨境協作團隊打造。

One account, every market一個帳戶，連結全球市場

Every money move.
One platform.每一筆資金流動。
盡在一個平台。

Arova replaces the patchwork of accounts, portals, and spreadsheets with one connected financial workspace.Arova 以一個互聯的金融工作空間，取代零散的帳戶、入口網站與試算表。

Global accounts全球收款帳戶

Get local account details in USD, EUR, GBP, CAD, JPY, HKD, and more—without setting up a local entity.無需設立當地公司，即可取得 USD、EUR、GBP、CAD、JPY、HKD 等多種貨幣的當地收款帳戶資料。

Smart business cards智慧商務卡

Issue physical and virtual cards, set limits in seconds, and see every team expense clearly.立即發行實體卡與虛擬卡、快速設定限額，清楚掌握每一筆團隊支出。

Pay anyone, anywhere隨時隨地支付

Send one-off, recurring, or batch payments to suppliers and partners in 190+ countries.向 190 多個國家的供應商與合作夥伴發送單次、定期或批次付款。

Checkout that travels跨境結帳

Accept the ways your customers want to pay, with a checkout localized for every market.支援客戶慣用的付款方式，並為每個市場提供在地化結帳體驗。

Flexible capital彈性營運資金

Turn upcoming receivables into working capital and say yes to your next opportunity sooner.將即將入帳的應收款轉為營運資金，更快把握下一個成長機會。

Global team pay全球團隊薪酬

Onboard contractors, manage invoices, and pay your international team from one calm workspace.在同一個簡潔的工作空間中完成承包商入職、發票管理與全球團隊付款。

Less friction, more momentum減少阻礙，加速前進

Move faster.
Keep more.流動更快。
留存更多。

Bring money in, put it to work, and keep your team moving. Arova gives you one clear view—without the bank queues, hidden fees, or month-end surprises.輕鬆收款、靈活運用資金，讓團隊持續向前。Arova 提供清晰一致的全貌，告別銀行排隊、隱藏費用與月底意外。

19×faster setup than a local bank開戶速度較當地銀行快

1.2%average saved on FX平均節省的換匯成本

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Local where it matters關鍵市場，享有在地體驗

Receive payments with local account details and let customers pay the way they already know.使用當地帳戶資料收款，讓客戶以熟悉的方式付款。

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Clarity in real time即時掌握，一目了然

Know what came in, what went out, and what needs approval—without waiting for a statement.即時掌握每筆入帳、支出與待核准事項，無須等待對帳單。

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Control without drag管控到位，流程不受阻

Set roles, rules, and limits that protect the business while your team keeps moving.設定角色、規則與額度，在保障企業的同時，讓團隊持續高效運作。

Built for trust為信任而打造

Global reach.
Human support.服務遍及全球。
真人專業支援。

Infrastructure for serious money movement, backed by people who understand international business.為重要資金流動打造的可靠基礎設施，並由深諳國際商務的專業團隊提供支援。

190+countries & territories國家與地區

24/7human support真人客服

99.99%platform uptime平台正常運作時間

$18B+moved each year每年流轉資金

Built with our customers與客戶攜手打造

Borderless by design.生而無界。

See how modern teams use Arova to turn financial operations into an advantage.看現代團隊如何運用 Arova，將財務營運轉化為競爭優勢。

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Before Arova, our international payments lived across five different tools. Now the whole team sees one picture, approvals take minutes, and we close the month without the scramble.使用 Arova 之前，我們的跨境付款分散在五個不同工具中。現在，全團隊都能掌握同一套清晰資訊，核准只需幾分鐘，月底結帳也不再手忙腳亂。
Maya ChenCOO, Northstar StudioNorthstar Studio 營運長

Questions, answered常見問題，一次解答

Good to know.你可能想知道。

Can’t find what you need? Talk to our team.找不到需要的資訊？聯絡我們的團隊。

What is an Arova global business account?什麼是 Arova 全球商務帳戶？

It is one workspace for receiving, holding, converting, and sending money across currencies. You can also issue cards, manage team spend, and track every transaction from the same place.這是一個整合多幣別收款、持有、兌換與付款的工作空間。你也能發行商務卡、管理團隊支出，並在同一處追蹤每一筆交易。

Which currencies can I receive and hold?我可以收取及持有哪些貨幣？

Arova supports major global currencies including USD, EUR, GBP, CAD, AUD, SGD, JPY, and more. Availability can vary by your business location and verification status.Arova 支援 USD、EUR、GBP、CAD、AUD、SGD、JPY 等主要全球貨幣。實際可用貨幣會依企業所在地與驗證狀態而有所不同。

How quickly can my business get started?我的企業多久可以開始使用？

Most teams can submit their application in under ten minutes. Once your business details are verified, your account and local receiving details are ready to use.大多數團隊可在十分鐘內完成申請。企業資料驗證通過後，帳戶與當地收款資料即可開始使用。

Can I give my team access without sharing full control?可以讓團隊使用，又不開放完整控制權嗎？

Yes. Invite teammates with role-based permissions, create approval rules, and set card or payment limits for each person or team.可以。你能依角色邀請團隊成員、建立審批規則，並為每位成員或團隊設定卡片與付款限額。

How does Arova keep funds and payments secure?Arova 如何保障資金與付款安全？

We combine regulated financial partners, encryption, multi-factor authentication, transaction monitoring, and configurable approvals to protect every money movement.我們結合受監管的金融合作夥伴、資料加密、多重驗證、交易監控與可設定的審批機制，保護每一筆資金流動。